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5/2021 Brinkman-Fried: How Biden Stripped Bankruptcy Protection From Millions Just Before Recession”

Updated: Dec 18, 2023

Eastern Tiger swallowtail (Papilio glaucus), female, dark color form

Ice Age National Scientific Reserve Unit, Wisconsin, USA

2021 8/4 _F2A7511aaa.jpg


Democrats:


“Bush-Era Spying 'Made Legal' Under Obama”

“Security officials defend legality of government's top-secret surveillance system”


“Krystal and Saagar: FBI CAUGHT Spying On Americans Without A Warrant, Again”


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“Acclaimed writer Arundhati Roy gave a devastating account of the humanitarian crisis gripping her country as Covid-19 cases in India topped 18 million on Thursday.”


“'A Crime Against Humanity': Anguish and Anger as India Covid Crisis Surges

"The system hasn't collapsed," wrote novelist and activist Arundhati Roy this week. "The government has failed."”



*


Washington’s three branches of government represent a human waste bin of abortions that should have taken place but didn’t: (by the way an abortion ban will be a big carrot on the stick when they go to rewrite the US Constitution):


“To all Republicans who insist on banning abortion because it “kills innocent humans.”

“So do chemical spills in our water. And gun rampages in our malls and at our schools. And starvation because mothers can’t earn a living wage even working 60-hours a weeks. And curable diseases when parents have not access to affordable healthcare.

And yet while you sanctimoniously stick your nose in my family-planning choices, you have smugly opposed every attempt at safety regulations, gun control, raising the minimum wage and the ACA.

You are the worse kind of hypocrites: arrogant and ignorant. You are what’s wrong with America today.”


*


“There is nothing environmentally or socially responsible about advancing a mining project that would destroy the Bristol Bay region's biodiversity, economies, and Indigenous cultures.”


“Pebble Mine’s ESG Report: Destructive, Desperate, and Doomed”



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“Front yard garden with 50/50 human and bug food, and the farm annex with Oregon Swallowtail food.”


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“'Impossible to adapt': Surprisingly fast ice-melts in past raise fears about sea level rise”


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“Antarctic ice shelf risks collapse due to warm mountain winds”


“Antarctic ice shelf risks collapse due to warm mountain winds”


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Contrast this with how the super Rich Sam Bankman-Fried of the FTX crypto currency mega scam is being treated:


How Biden Helped Strip Bankruptcy Protection From Millions Just Before a Recession”


“Biden always looking out for the banks and corporations


And, gallingly, the bill made it completely impossible to discharge student loan debt.


The 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) was meant, on paper, to prevent people from abusing Chapter 7 bankruptcy. It accomplished that through means testing, making it harder for people to declare Chapter 7 bankruptcy versus Chapter 13. If a person's income exceeds a certain threshold, they're ineligible for declaring Chapter 7. The bill also required people to complete a credit counseling course no more than 180 days before they declare bankruptcy. It also limits the kinds of debt a person can discharge through bankruptcy: If they use a credit card to spend too much money on "luxury goods" or withdraw too much in cash advances, that credit line can't be erased. And, gallingly, the bill made it completely impossible to discharge student loan debt. It may very well be the single piece of legislation most responsible for putting the U.S. in the current student debt crisis.


Biden was one of the bill's major Democratic champions, and he fought for its passage from his position on the Senate Judiciary Committee. He had pushed for two earlier bankruptcy reform bills in 2000 and 2001, both of which failed. But in 2005, BAPCPA made it through, successfully erecting all kinds of roadblocks for Americans struggling with debt, and doing so just before the financial crisis of 2008. Since BAPCPA passed, Chapter 13 filings went from representing just 24 percent of all bankruptcy filings per year to 39 percent in 2017. Melissa Jacoby, a University of North Carolina law professor specializing in bankruptcy, told Politico, "I doubt that the bill reined in the abuses that the bill was premised on, in part because they didn’t necessarily exist in the first place."



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“What’s really behind the nightmare at the border?”


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“Wall Street loved corporate socialism when working people bailed them out.

$45,000,000,000 in bailouts Bank of America:

$45,000,000,000 in bailouts Citigroup:

$25,000,000,000 in bailouts JPMorgan Chase:

$25,000,000,000 in bailouts Wells Fargo:

$16,290,000,000 in bailouts Ally Financial:

$10,000,000,000 in bailouts Goldman Sachs:

$10,000,000,000 in bailouts Morgan Stanley:

$7,579,200,000 in bailouts PNC Financial Services:

$6,599,000,000 in bailouts US Bancorp:

$4,850,000,000 in bailouts Suntrust:


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“An international commission found that systemic racist police violence has resulted in violations of human rights and fundamental freedoms. These include violations of the right to life; the right to liberty and security; the right to mental health; the right to be free from arbitrary detention; and the right to be free from torture.”


“Commission Finds Anti-Black Police Violence Constitutes Crimes Against Humanity”


*


Democrats still haven’t finalized the “For the People Act” to stop racist voter suppression. Could it be because that don’t want to interfere with Republicans’ efforts to rewrite the US Constitution?:


“After Being Cut Off by GOP Senator, Stacey Abrams Releases 6-Minute Rundown of Georgia's Attack on Voting

"In Fulton County, our largest county and one that is predominantly African American, the number of drop boxes will be reduced from 38 to eight."”



*


“Underwater robot reveals how warm water is melting Thwaites Glacier”


“Pathways and modification of warm water flowing beneath Thwaites Ice Shelf, West Antarctica” - by Anna Wåhlin et al.


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Democrats:


“This should tell you who and what is running the Country, X military and CIA agents are already in and more on the way


In 2020, the intervention of the CIA Democrats continues on what is arguably an equally significant scale: besides the reelection campaigns of the 11 representatives who won seats in the House in 2018, half a dozen of those who lost 2018 races are running again in 2020. Some of these are running for House seats again, while others have been promoted by the Democratic Party leadership and are running for the US Senate. And an entire new crop of military-intelligence operatives is being brought forward, some running for Republican seats targeted by the Democratic leadership as possible takeovers, others in seats not currently considered competitive.



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“As Siberian ice melts faster and faster, environmental disasters become more likely”


"“The end of the winter season in Russia is coming sooner and sooner, as a result of a process called arctic amplification; in the Arctic, many effects of warming are intensifying,” said Polina Karkina, Greenpeace Russia’s coordinator for climate and energy.

Arctic snow has a great capacity to reflect sunlight. This prevents light from warming ocean waters. As snow melts, the dark surface of the seas is laid bare, absorbing light and heat. On land, this causes vast forest fires, which release greenhouse gases into the air, making the global process even worse.

“Methane is released in the air, causing a negative feedback loop so that global warming develops in a non-linear way, first slower, then faster and faster,” explains Karkina."



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